HARP 2 Home Affordable Refinance Program

Can’t refinance? Call 408.600.0700 for a no-pressure HARP 2 consultation today!

California homeowners – if you have had trouble because you owe more on your mortgage than your home is worth? Updates to the government’s Home Affordable Refinance Program (HARP) can help homeowners who have previously been able to refinance.

Through the HARP refinance program, we have successfully helped many California homeowners in qualifying for a refinancing loan, with a quick approval process, minimal paperwork and closing in as little as 30 days. If your loan:

- Was purchased by Fannie Mae or Freddie Mac before May 31, 2009

- Is current on payments

- Has not been previously refinanced with HARP

- Is more than the value of your home

We may be able to help. We have helped many homeowners refinance, even some who were turned down by other banks – and even some don’t qualify for HARP program refinance.

Many of the obstacles for refinancing have been removed in this new program and exceptions are now being made for lower income, assets, credit scores and appraisal values.

Contact Western Bancorp to see if you can start saving today! No pressure, no hard sell. Just answers.
Call 408.600.0700 OR Fill out the Contact Form and we’ll get back to you within 24 hours to see if you qualify for this program.

The Home Affordable Refinance Program was created to address the problem faced by millions of homeowners who have been unable to take advantage of historically low mortgage finance rates because their property values have fallen. To help California homeowners understand if they can benefit, Western Bancorp has created a free downloadable eBook: Download your FREE guide to HARP 2.0

Attractive options for mortgage refinancing

Rates are historically low, and today there are several options available to borrowers. In October 2011, Fannie Mae and Freddie Mac estimated that their refinancing programs helped more than 9 million families refinance since 2009. Of those families, only about 10 percent received HARP loans.

If you don’t qualify for HARP, check with a mortgage banker about other refinancing options that could be right for you.