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Need More Buyers?

Posted September 6, 2011 12:09 PM by Rick Soukoulis - CEO, Western Bancorp

It always surprises me that 40% of all homeowners in America own their home free and clear. I’ll be the first to admit that I saw that stat years ago; the number is probably lower today. Still, a mortgage banking consultant I know up in Berkeley just bought a home all cash, and we all know that lots of older people also own their home free and clear. I’ll guess he and the vast majority of “free and clear” owners have no interest in getting a new mortgage, but here’s an idea for all my Realtor friends.

AFTER ALL, WE’RE AMERICANS, AND THAT’S WHAT WE DO

Posted August 9, 2011 11:29 AM by Rick Soukoulis - CEO, Western Bancorp 2 comments

Everyone knows that our nation’s credit rating has been downgraded, and that we are now just barely above Slovenia. This sounds pretty grim, and even though Slovenia sounds like a funny country, you’re probably thinking of Outer Slobovia from one of the Marx Brothers comedies. Slovenia is actually a thriving nation that came about when Yugoslavia splintered apart twenty years ago.

A U.S. Debt Crisis ?

Posted July 26, 2011 01:04 PM by Rick Soukoulis 1 comments

Just about everyone has at least seen the headlines about the problems in Greece. The government ran massive deficits for years, and like someone who maxes out on all his credit cards and can’t use them anymore, Greece has come to the point where they’re struggling to borrow more money to go even further into debt.

San Jose Mercury News 2011 Readers Choice Awarded Western Bancorp Best Mortgage Lender

Posted June 27, 2011 11:19 AM by Marketing

Western Bancorp awarded 2011 San Jose Mercury News Readers Choice Award for Best Mortgage Lender

Western Bancorp Topics and Helping You

Posted June 8, 2011 10:36 AM by Rick Soukoulis

For the next few months we will be providing a series of information related to mortgage market trends, interest rate trends, forecasts and more. The biggest challenges today focus on the area of mortgage services, qualification, and where to find a trustworthy hard working mortgage provider. We will be addressing topics related to Jumbo loans, FHA loans, conventional loans, rates and more. We assist you in becoming a more qualified candidate for a loan. Each of these articles will focus on one or two topics addressing a specific area in which you may become a more savvy home owner or potential home owner.